CTP Lawyers Sunshine Coast

Under the Motor Accident Insurance Act 1994 (Qld), there are strict time limits for lodging a CTP claim. In Queensland, you generally have nine months from the date of your road accident to notify the CTP insurer of your intention to claim – so don’t wait! 

If you miss this deadline, you must provide a reasonable excuse for your delay however if the vehicle that was at fault for the accident cannot be identified and you miss this deadline you will be unable to bring a claim. There are also additional steps you must take immediately after the accident to identify the other vehicle in this situation. We recommend contacting us as soon as possible after your accident to ensure all time limits are met and to ensure important evidence is obtained to help prove your case.

L&H Injury Lawyers operates on a No Win, No Fee basis for all CTP matters. This means:

• No upfront fees to start your claim.
• No ongoing fees while we handle your case.
• Legal costs are only payable from your compensation if we achieve a successful outcome.

We’ll provide you with a clear costs agreement before commencing work, so there are no surprises.

Every CTP injury claim is unique, but typical timeframes are:

• Early payments for treatment: as early as 2 weeks after lodgement of your claim form
• Settlement negotiations: 12 – 18 months after your accident depending on the complexity of your injuries
• Court proceedings (if required): potentially 2+ years from lodgement

It is important to seek legal advice from our experienced CTP lawyers who understand the intricacies of making CTP insurance claims. Throughout the process, we’ll keep you updated on progress and work to speed-up any interim payments you need for treatment and rehabilitation.

Under the Queensland CTP scheme, when there has been a car crash or motor vehicle incident, the at‑fault vehicle’s insurance company is obliged to provide a range of CTP compensation payments, including:

• Personal injury benefits such as weekly loss of earnings, care and domestic assistance
• Medical and rehabilitation expenses (treatment, therapy and specialist reports)
• Lump sum payments for permanent impairment and non‑economic loss (pain and suffering)

When you claim compensation, one of our experienced CTP claims lawyers will assess your individual circumstances and losses to ensure you receive full and fair compensation.

Yes. Under the Queensland CTP scheme, you can claim for psychological damage, including post‑traumatic stress disorder (PTSD), anxiety, depression and other mental health conditions directly resulting from your motor vehicle accident.

When you lodge your claim, our team will:

• Obtain comprehensive psychiatric or psychological assessments to establish the nature and extent of your psychological injuries.
• Include medical and rehabilitation expenses for therapy, counselling and specialist treatment in your personal injury benefits.
• Pursue lump sum payments for non‑economic loss (pain and suffering) where your psychological impairment is demonstrable and ongoing.

At L&H Injury Lawyers, we ensure your claim captures both the physical and psychological impacts of your accident, negotiating with the insurer to secure the full CTP compensation payments you’re entitled to.