Being involved in a road traffic accident, either as a driver, a passenger, a cyclist, a motorbike rider or a pedestrian can be a traumatic experience, and when it comes to navigating the legal aftermath, you may be wondering whether you should speak with an experienced car accident lawyer. In most cases the answer is yes. This article will explore the factors to consider when deciding whether you need a lawyer for a car accident claim in Queensland.
Severity of Injuries
If the car accident resulted in minor injuries that resolve in a few weeks and are not going to have an impact on you long term, then it is unlikely that you need to obtain a lawyer to assist you with your claim. However, for any other injuries hiring a lawyer can be crucial. Lawyers experienced in car accident claims can navigate the complexities of the legal system, assess liability (who was at fault for the accident) accurately, and ensure you receive adequate rehabilitation and are appropriately compensated for pain and suffering, medical expenses, lost wages and superannuation and assistance provided to you.
Understanding the Claims Process
Queensland’s Compulsory Third Party (CTP) insurance covers injuries caused by a motor vehicle accident where the person injured was not at fault for the accident or only partially at fault for the accident. Queensland’s CTP insurance system has a specific claims process that may be unfamiliar to those without legal expertise. If you are not confident in navigating this process, a lawyer can guide you through the steps, ensuring all necessary documentation is submitted correctly and within the required timeframes.
Dealing with Insurance Companies
Insurance companies often prioritise their profit, and their primary goal is often to settle claims quickly and for the lowest possible amount. They also often refuse to fund an injured person’s rehabilitation. Having a lawyer on your side can level the playing field, as they can negotiate with insurance companies on your behalf and advocate for optimal rehabilitation and a fair and just settlement.
Whilst you may think representing yourself will save you money, statistics from the Motor Accident Insurance Commission showed that people who represented themselves received an average settlement of $10,000 whilst those that had a lawyer received an average settlement of $90,000.
Limitation Dates
In Queensland, there are strict time limits within which you must file a car accident claim. These time limits are even shorter when there is an unidentified vehicle involved in the accident. If you miss these deadlines, you may lose your right to compensation. A lawyer can ensure that your claim is filed within the prescribed timeframes, protecting your legal rights. It is therefore important that you seek legal advice early.
No Win No Fee Arrangements
Many personal injury lawyers in Queensland work on a no win no fee basis, meaning they only get paid if you win your case. This arrangement can alleviate financial concerns for those worried about upfront legal fees. At L&H Injury Lawyers we have experienced personal injury lawyers who offer a free initial appointment, we work on a no win no fee basis and we cover all upfront costs for you meaning it costs you nothing to find out where you stand and whether you should pursue a car accident claim.
If you have been injured in a road traffic accident and would like to discuss your rights or a potential claim with an experienced personal injuries lawyer, please contact us here to arrange a free 30 minute telephone consultation.
